Last Updated: January 16, 2026
By accessing and using Payzora ("Service", "Platform", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.
Payzora provides a software platform that allows users to create professional invoices and accept cryptocurrency payments. We are a software provider only and do not act as a payment processor, financial institution, or money transmitter.
Important: Payzora is NOT a party to any transaction between merchants and their clients. We provide the tools to facilitate invoicing and payment collection, but we are not responsible for disputes, refunds, or the quality of goods/services exchanged.
You must create an account to use Payzora. When creating an account, you agree to:
You must be at least 18 years old to use our Service. By creating an account, you confirm that you are of legal age.
As a user of Payzora, you are responsible for:
You agree NOT to use Payzora for:
Violation of these prohibitions may result in immediate account suspension or termination and reporting to relevant authorities.
Subscription Fees:
Transaction Fees:
Subscription fees are billed monthly in advance. You can cancel anytime, and your subscription will remain active until the end of the current billing period.
Cryptocurrency Payments: Payments are processed through our third-party payment processor. Once a cryptocurrency transaction is confirmed on the blockchain, it is final and cannot be reversed.
Direct Wallet Transfers: Funds go directly to the wallet address you provide. Payzora does not hold, custody, or control your cryptocurrency at any time.
Payment Disputes: Since Payzora is not a party to transactions between you and your clients, we cannot assist with payment disputes, chargebacks, or refunds. You must resolve these directly with your client.
Subscription Refunds: We offer a 7-day money-back guarantee on Pro and Business plans. If you are not satisfied, contact us within 7 days of your initial purchase for a full refund.
Transaction Fees: Transaction fees are non-refundable as they cover the cost of payment processing.
All content, features, and functionality of Payzora (including but not limited to software, text, designs, logos, and graphics) are owned by Payzora and are protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, sell, or lease any part of our Service without explicit written permission.
IMPORTANT: To the maximum extent permitted by law, Payzora shall not be liable for:
Our total liability to you for any claim arising from use of the Service shall not exceed the amount you paid to Payzora in the 12 months preceding the claim.
The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not guarantee that the Service will be uninterrupted, error-free, or completely secure. You use the Service at your own risk.
By You: You may cancel your account at any time from your account settings. Upon cancellation, your subscription will remain active until the end of the current billing period.
By Us: We reserve the right to suspend or terminate your account immediately if you violate these Terms of Service, engage in prohibited activities, or for any reason at our sole discretion.
Effect of Termination: Upon termination, your right to use the Service will cease immediately. We may delete your data after 30 days of account closure. Transaction data may be retained longer for compliance purposes.
Your use of Payzora is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.
We comply with GDPR and other applicable data protection regulations. You have the right to access, correct, or delete your personal data at any time.
We reserve the right to modify these Terms of Service at any time. We will notify you of significant changes by email or through the Service. Your continued use of Payzora after changes are posted constitutes acceptance of the new terms.
We recommend reviewing these Terms periodically to stay informed of any updates.
Any disputes arising from these Terms or use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive the right to participate in class action lawsuits.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
If you have questions about these Terms of Service, please contact us:
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms of Service, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Payzora regarding use of the Service.
Summary: By using Payzora, you agree to use our platform responsibly and lawfully. We provide software tools for invoicing and payment collection but are not responsible for disputes between you and your clients. Our liability is limited, and you use the service at your own risk.